We integrate investment management, financial planning, tax strategy, and risk management into one coordinated plan — so every decision supports the bigger picture.
Most firms treat investments, planning, tax, and risk as separate conversations. We believe they should work together as one cohesive strategy. That's the 360° difference — a single coordinated plan that evolves as your life does, so you can make confident decisions with the full picture in view.
We start by understanding your full financial picture — goals, concerns, and what your wealth is meant to support.
Investments, planning, taxes, and protection work together in a single framework — not as separate silos.
Life changes. Your strategy adapts with proactive reviews, clear communication, and disciplined follow-through.
Six integrated disciplines. One coordinated plan designed around your goals and your life.
A personalized roadmap that integrates your goals, investments, tax considerations, and protection needs into one clear, actionable plan.
Disciplined portfolio construction aligned to your goals and risk tolerance — focused on long-term outcomes with ongoing oversight.
More than a target date. We build a strategy for income, lifestyle, and long-term security so you can retire with confidence.
Protecting what you've built is as important as growing it. We identify risks and design strategies to strengthen your financial foundation.
Tax-aware strategies coordinated with your CPA to help reduce unnecessary taxes and improve after-tax results over time.
We review coverage needs and implement insurance strategies designed to safeguard your family, income, and long-term goals.
Insights featured across leading financial publications.
We leverage the most advanced tools available to provide clients with unparalleled transparency, convenience, and real-time insight into their financial lives.
You built your practice the right way. When you're ready to step back, you deserve a transition that protects your clients, preserves your legacy, and delivers a fair outcome for your life's work.
A comprehensive guide to help you understand what wealth management is, who it's for, and how to choose the right advisor for your financial future.
Wealth management is a comprehensive financial advisory service that combines investment management, financial planning, tax strategy, risk management, and estate planning into one coordinated approach. Unlike basic financial advising, which may focus on a single area like stock picking or retirement accounts, wealth management takes a holistic view of a client's entire financial life.
A wealth manager serves as a central point of coordination, working with CPAs, estate attorneys, and insurance professionals to make sure every aspect of a client's financial picture is aligned. The goal is not just to grow assets, but to preserve wealth, minimize taxes, protect against risks, and create a strategy that supports the client's lifestyle and legacy goals over time.
Wealth management is typically best suited for individuals and families with complex financial lives. This often includes high-net-worth individuals (those with $500,000 or more in investable assets), business owners, executives with stock compensation, dual-income professional families, people going through major life transitions like retirement or inheritance, and individuals with multi-generational wealth planning needs.
If you have assets in multiple accounts, own a business, need help coordinating between different financial professionals, or simply want a single trusted advisor to oversee your full financial picture, a wealth manager may be the right fit.
These terms are often used interchangeably, but they describe different levels of service. Financial planning is the process of setting financial goals and creating a roadmap to achieve them — it may be a one-time engagement or an ongoing relationship. Investment management focuses specifically on building and managing an investment portfolio — selecting securities, rebalancing, and monitoring performance. Wealth management encompasses both of these and more, adding tax optimization, risk management, insurance planning, estate coordination, and ongoing advisory into a single integrated relationship.
A wealth manager's responsibilities typically span six core areas. Financial planning involves analyzing your current situation and building a personalized roadmap. Investment management means constructing and overseeing a portfolio aligned to your risk tolerance and goals. Tax strategy includes implementing tax-aware approaches and coordinating with your CPA. Retirement planning addresses income planning, Social Security optimization, and long-term security. Risk management identifies vulnerabilities and designs protection strategies. Insurance planning reviews coverage needs and implements policies to protect your family and assets.
When selecting a wealth manager, consider these key factors. First, verify their credentials and registrations — look for FINRA Series 7, Series 63, and Series 65 licenses, and confirm that their advisory services are offered through an SEC registered investment adviser. You can check any advisor's background for free using FINRA BrokerCheck.
Second, understand their approach. The best wealth managers take a holistic view, coordinating investments, planning, taxes, and protection into one strategy rather than treating them as separate conversations. Third, ask about their fee structure and make sure you understand exactly how they are compensated. Finally, trust and communication matter — look for an advisor who listens, communicates proactively, and treats your plan as a living strategy that evolves as your life changes.
A fiduciary is a financial professional who is legally obligated to act in your best interest. This is the highest standard of care in the financial industry. Not all financial advisors are fiduciaries — some operate under a suitability standard, which only requires that recommendations be suitable for you, not necessarily the best option. When choosing a wealth manager, understanding whether they act as a fiduciary is an important consideration.
Wealth management fees vary depending on the firm, the complexity of your situation, and the services provided. The most common fee model is a percentage of assets under management (AUM), typically ranging from 0.50% to 1.50% annually. Some firms also charge flat fees, hourly rates, or a combination. It's important to understand all costs upfront, including any trading costs, fund expenses, or third-party fees, and to evaluate the value you receive relative to the cost.
One of the most common mistakes high-net-worth individuals make is working with separate professionals who don't communicate with each other. Your CPA may not know what your investment advisor is doing, and your insurance agent may not understand your estate plan. This lack of coordination can lead to missed tax savings, overlapping coverage, or strategies that work against each other. A good wealth management firm brings all of these disciplines together, ensuring that every decision is made with the full financial picture in mind.
We offer comprehensive wealth management including investment management, financial planning, retirement planning, tax-aware strategies, risk management, and insurance planning. All services are coordinated into one cohesive plan tailored to your goals.
We serve individuals and families with complex financial lives — including high-net-worth clients, business owners, and professionals seeking coordinated wealth management. We're based in Los Angeles and serve clients both locally and nationally.
Most firms treat investments, planning, tax, and risk separately. Our 360° approach integrates all these disciplines into one coordinated strategy. Every recommendation considers the bigger picture, so nothing falls through the cracks.
Getting started is simple. Schedule a complimentary consultation by calling (818) 533-1911 or emailing info@wealthsolutions360.com. We'll discuss your goals, answer your questions, and determine if we're the right fit for your needs.
Securities offered through Arete Wealth Management, member FINRA/SIPC. Advisory services offered through Arete Wealth Advisors, an SEC registered investment adviser. You can verify credentials anytime via FINRA BrokerCheck.
Yes. We offer a succession model for retiring advisors who want their clients to continue receiving high-quality, personalized service. We provide fair valuations, flexible transition timelines, and a client-first approach. Contact us for a confidential conversation.
Whether you're looking for a second opinion, a fresh strategy, or a long-term advisory partnership — we'd welcome the opportunity to connect.
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